Cents Ability
Cents Ability has developed a curriculum that is taught in high schools and community centers throughout New York City
Program Structure
- The curriculum is taught in seven 45 minute learning sessions that are generally on the same day over consecutive weeks. Short homework assignments are administered between classes
- Class times are flexible and may be structured to include 1-3 learning sessions
- Teachers are professionals who work for schools, law firms, banks, and other nonprofits
- All classes are taught by experienced teachers and new teachers to ensure quality, but also to promote fresh teaching ideas
- Class sizes vary but the student-to-teacher ratio never exceeds 8-to-1
- Cents Ability teaches and administers all student materials free of charge
Curriculum
Learning Session One: Cents Ability Introduction and Goal Setting
- The material explains why goal setting is important and how a goal helps achieve objectives
- Learn the difference between a wish and a SMART goal
- Set SMART financial goals
Learning Session Two: A Budget
- Learn how a budget will help them achieve a SMART goal
- Learn the components of a budget and begin to understand the difference between their wants and needs
- Practice budgeting and learn how to construct a personal budget
Learning Session Three: Credit
- Learn the basics of credit and how to pick the right credit card
- The material reviews the cost of credit
Learning Session Four: The Basics of Investments
- Learn where and how to save and invest money
- Understand the difference between stocks, bonds, CDs and other investments
Learning Session Five: Advanced Investments
- Understand different asset allocation strategies
- Learn about the importance of diversification
Learning Session Six: Introduction to the Stock Market
- Learn about the stock market
- Understand the process for valuing a business and apply the valuation technique to other potential investments
Learning Session Seven: Advanced Stock Market Concepts
- Learn how to value a stock
- Discuss why a stock is a good or bad investment
We are excited to announce our first full-time employment opportunity… Please click below for more details!
Full-time Job Description (pdf)
Candidates please e-mail your resume and cover letter to: development@cents-ability.org
Our service depends on your generous contributions. Donations to Cents Ability are tax-deductible.
